Put Your Money (or Your Equity) To Work!

Borrow Smart or Save Smart - Pick Your Path!


BORROW SMART
With a Home Equity Line of Credit (HELOC)

Borrow against the equity in your home and access funds as needed, up to an approved limit.

A HELOC gives you flexibility to handle planned or unexpected expenses such a:

    • Home improvements or renovations
    • Consolidating higher-interest debt
    • Education expenses
    • Major purchases
    • Emergency or unexpected costs

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SAVE SMART
With a Certificate of Deposit (CD)

Grow your savings with a fixed rate and predictable return over a set term. 

3.80% APY*
8-Month CD

  • Local, relationship-driven service you can trust
  • FDIC-insured up to applicable limits
  • Predictable earnings
  • Low-risk savings solution
  • Multiple term options available
 *Annual Percentage Yield for the certificate of deposits on daily balances of $1,000 or more. Minimum balance of $1,000 to open the certificate. Penalty for early withdrawal. APY is accurate as of 6/16/26. Rates are subject to change. Fees could reduce earnings on account.