Mother and daughter laughing with good conversation

Personal Checking

Gateway Bank offers personal checking accounts to meet every need. From simple to complex financial requirements, our wide variety of checking accounts offers the features you need for the way you like to bank.
 
Our knowledgeable and friendly bankers will work with you to make sure all your needs are met so you can spend less time worrying about finances and more time enjoying life. Contact a banker to open an account today. 
 
A basic, no-fee, personal checking account. 
  • $0 Minimum Balance
  • $0 Service Charge
  • Includes an ATM/debit card with fraud monitoring and access to over 32,000 ATM's nationwide
  • Free access to online banking and mobile deposit*
  • Access to eStatements for added convenience and flexibility
Requires a minimum $100 opening deposit
*subject to approval
If you’re 50 or older, you can earn interest with a personal checking account designed to fit your lifestyle.
  • $0 minimum balance
  • $0 service charge
  • Free standard checks
  • Free access to online banking and mobile deposit*
  • No charge for cashier's checks, travel cards, or bill pay
  • Includes an ATM/Debit Card with fraud monitoring and access to over 32,000 ATM's nationwide
  • Includes a $15 annual safe deposit box credit
Requires a minimum $100 opening deposit
*subject to approval
With this account, you earn interest on your personal checking account balance and receive digitized images of your checks for free. 
  • $500 or direct deposit minimum balance
  • $10 service charge
    • Waived if minimum balance is met 
  • Includes an ATM/Debit Card with fraud monitoring
  • Free first order of standard checks
  • Free access to online banking and mobile deposit*
Requires a minimum $100 opening deposit
*subject to approval
Ideal for higher balances, this personal checking account features a tiered interest rate—the higher your balance, the more interest you earn. 
  • $2,500 minimum balance
  • $10 service charge
    • Waived if minimum balance is met
  • Free standard checks
  • Free access to online banking and mobile deposit*
  • No charge for cashier's checks, travel cards, and bill pay
  • Includes an ATM/Debit Card with fraud monitoring
  • Includes a $15 safe deposit box credit
Requires a minimum $2,500 opening deposit
*subject to approval






Check out our switch kits on how to get started at Gateway Bank. 

Our customers have access to over 32,000 no fee ATMs across the country. Find one near you with our ATM Locator