woman and two children's hands putting coins into piggy bank

Personal Savings

Whether you’re opening your first personal savings account or adding to a long-term savings vehicle such as an IRA, Gateway Bank will help you safely save money for your goals—and your future.

Our accounts make it simple for you to choose the opening deposit and minimum balance requirements that are right for you.

Select from three personal savings accounts all of which pay you interest each month.

View Our Rates

This personal savings account earns interest at the market rate and is fully liquid. 
  • $100 minimum balance
  • $10 service charge
    • Waived if minimum balance is met
  • Includes an ATM card
Requires a minimum $100 opening deposit
This personal savings account lets you earn a tiered rate of interest on your account balance while keeping the money fully liquid and accessible. The higher your daily account balance, the more you earn.
  • $1,000 minimum balance
  • $10 service charge
    • Waived if minimum balance is met
  • Includes an ATM card
Requires a minimum $1,000 opening deposit
Ideal for higher balances, personal savings account lets you earn a tiered rate of interest while maintaining the liquidity of your funds and gives you the flexibility to access your funds whenever you need them.
  • $10,000 minimum balance
  • $25 service charge
    • Waived if minimum balance is met
  • Includes an ATM card
Requires a minimum $10,000 opening deposit
 
 
 
 
 
 
 
Check out our switch kits on how to get started at Gateway Bank.