Account Services
| Account Services | Fee |
|
Account Reconciliation/Research (1 hour min.)
|
$30 per hour |
| Audit Confirmation | $15 |
| Collection Item | $30 |
| Foreign Item Deposit | $15 |
| Deposit Correction | $5 |
| Excess Activity on Savings Account (Reg D) | $.50 per withdrawal |
| Return of Deposit Item Fee | $4 |
|
Account Closing Fee (less than 6 months)
|
$25
|
Coin and Currency
| Coin and Currency Services | Fee |
|
Deposit Bag - Zipper
|
$6 |
| Deposit Bag - Locked | $20 |
| Coin Counting - Current Clients | Free |
| Coin Counting - Non Client | 5% of total |
| Coin Purchase | $0.12 per roll |
| Currency Purchase | $.50 per strap |
| Foreign Currency Purchase | $30 + exchange rate |
|
Foreign Currency Purchase Small Order *
* A small order is $300 or less USD
|
$40 + exchange rate
|
| Foreign Currency Conversion | $30 + exchange rate |
A change in fee is reflected with a ∇
Account Transactions
|
Account Transaction Services
|
Fee |
|
Overdraft Fee*
|
$30 per item |
| Returned Item Fee**** | $30 per item |
| Daily Overdraft Fee** | $6 per day |
| Stop Payment | $30 per item |
| Dormant Account Fee*** | $5 per month |
*A maximum of $150 in Overdraft Fees may be charged to the account per day. Overdrafts can be created by check, in person withdrawal, or other electronic means.
**Beginning on the 5th business day of the account being overdrawn a Daily Overdraft Fee will be charged each day the account continues to be overdrawn.
***An account will go dormant after twelve months of no activity and a dormancy fee may begin to be charged.
****We may charge a Returned Item Fee each time we return any item unpaid including re-presented items.
Fed Wire Services
| Fed Wire Services | Fee |
| Incoming Domestic Wire Transfer | $15 |
| Outgoing Domestic Wire Transfer* | $25 |
| Repetitive Outgoing Domestic Wire Transfer* | $15 |
| Outgoing International Wire Transfer* | $50 |
| Incoming International Wire Transfer | $15 |
|
Repetitive Outgoing International
Wire Transfer*
|
$35 |
*Additional outside fees may apply. Consult beneficiary institution.
ACH Services
| ACH Services | Fee |
| ACH Setup |
$30 per file |
| ACH Credits and Debits | $.13 per item in file |
| ACH File Origination | $7 per file sent |
| ACH Stop Payment | $30 |
| ACH Reversals/File Correction | $25 |
Online Banking
| Online Banking Services | Fee |
| Online Banking Access | Free |
| e-Statements | Free |
| Bill Pay | Free |
| Person-to-Person Transfers | Free |
| Bank-to-Bank Transfers | Free |
| Returned Bill Payment Fee | $5 |
Mobile Banking
| Mobile Banking Services | Fee |
|---|---|
| Mobile Banking Access | Free |
| Mobile Deposit | Free |
| Text Alerts | Free |
| Email Alerts | Free |
Safe Deposit Boxes
| Safe Deposit Box* | Fee |
| 3 x 5 | $35 |
| 3 x 10 | $60 |
| 5 x 10 | $80 |
| 10 x 10 | $130 |
| Lost Key | $25 |
| Drilling Charges | $30 + drilling |
*Safe deposit boxes are only available for clients with a current Gateway Bank account. Annual fees require an auto debit from a Gateway Bank account.
| Analysis Checking | Fee |
| Account Maintenance |
$17 per month |
| Deposits/Credits | $0.40 per item |
| Deposits Items - Local | $0.08 per item |
| Deposit Items - Transit | $0.12 per item |
| Checks/Debits | $0.16 per item |
| Earnings Credit Calculation | Varies Monthly |
Other
| Other Services | Fee |
|---|---|
| Cashier's Check |
$5 |
| Cash Advance | $8 |
| MasterCard Prepaid Gift Cards | $4.95 |
| Replacement ATM/Debit Cards | $5 |
| ATM/Debit Card Rush Production | $30 |
| ATM/Debit Card 2 Day Rush Delivery | $30 + Shipping Rate |
| Non-Network ATM Fee | $1 |
| ATM/Debit International Transaction Fee | 1% of transaction |
| Garnishment/Levy Execution | $100 |
| Notary Service – Client | Free |
| Notary Service – Non Client | $1 |
| Signature Guarantee – Client | Free |
| IRA or HSA Transaction Correction | $25 |
| Returned Mail Fee | $2 per month |
A change in fee is reflected with a ∇